Terms & Conditions
Please ensure that you read the terms and conditions of use with care as these govern any use of or access to this website. By proceeding further you accept them. If you do not accept these terms and conditions of use you are not authorised to proceed further and should exit this website.
1. Basis of Use
1.1 Information appearing on this website is provided in accordance with and subject to the laws of Ireland and you are hereby advised that, by virtue of your browsing or accessing this website you have accepted the laws of Ireland as the law governing the conduct and operation of this website. The courts of Ireland shall have exclusive jurisdiction over all claims or disputes arising in relation to, out of or in connection with this website and its use.
1.2 This website is for the purposes of providing information to users only (that is, you, and such expression "you" shall include but is not limited to all your employees, representatives and other persons acting with your authority express or implied, those acting with your knowledge and/or under your direction) of this website but excepting any of such users who are prohibited under the applicable laws of their citizenship, domicile or residence from receiving such information and/or receiving such information in the format presented on this website.
2. Use of Information
2.1 The information contained on this website is not intended to constitute an offer or solicitation of services to you to buy or sell any products or services of IFG Group plc (“IFG ”) and its holding companies, subsidiaries or subsidiaries of its holding companies ("IFG Companies"): it is provided for information purposes only.
2.2 The information provided on this website is subject to change and update from time to time. Though IFG Group plc have taken all reasonable steps to secure the accuracy, correctness and completeness of the information on the pages of this website, neither IFG Group plc nor any of the IFG companies or any other person involved with the provision and maintenance of this website takes any responsibility in respect of any inaccuracy, incorrectness or incompleteness in such information provided. The use of such information is at your sole risk. None of the IFG Group plc Companies accepts liability for any loss or damage arising out of negligence or otherwise howsoever as a result of use of or reliance on this information, whether authorised or not.
2.3 Any content or information received via this website should not be relied on for personal, financial or business decisions and you should consult an appropriate professional for advice which is specifically tailored to your particular circumstances.
3. Privacy
In accessing this website you accept that the electronic mail and other transmissions passing over the Internet may not be free from interference by outside third parties and may not remain confidential: in consequence neither IFG Group plc nor any of the IFG Companies can guarantee the privacy or confidentiality of any information relating to you passing over the Internet.
4. Intellectual Property and Commercial Rights
4.1 The information contained in and the contents of this website are © IFG Group plc 2009.
4.2 The content of this website is protected by copyright pursuant to Irish and European law and international copyright and neighbouring right conventions and treaties. The user is specifically prohibited from modifying, publishing, transmitting, selling, extracting, re-utilising, participating in the transfer or sale, reproducing, creating derivative works from, distributing, performing, displaying or in any way exploiting any of the contents or materials of this website or the software relating to this website in whole or in part.
4.3 All trademarks on this website, such as the IFG logo, and "IFG" are trademarks of IFG Group plc or other companies with which IFG has a commercial relationship ("third party companies") and may not be used in connection with any product or service that is not IFG Group plc or such other third party companies in any manner that is likely to cause confusion among customers or the public or in any manner that disparages or discredits either IFG Group plc or any of the IFG Companies or such other third party companies. 4.4 All authors of material on this website assert their moral rights, whether such moral rights are provided now or in the future in Irish law, European law or under copyright and neighbouring right conventions and treaties. 4.5 Except to the extent permitted by law, you shall not reverse engineer, decompile, disassemble, alter or modify the whole or any part of any software which is accessible via or in connection with this website. You shall not access this website by any means, or in any sequence, other than those provided by this website as part of its normal user interface.
5. Limited Licence
5.1 Subject to the restrictions outlined above, you are granted a limited licence solely for your own personal, non-commercial use to refer to, bookmark or point to any page within this website and to download the material contained on this website to a single personal computer and to print a hard copy of the material contained on this website, provided however that all copyright, trademarks or other intellectual property rights shall be retained in, be maintained and in exclusive possession of IFG Group plc and/or third party companies. This licence to copy does not permit incorporation of the material including any copyright work, trademarks or other intellectual property or any part of them in any other work or publication, whether in hard copy or electronic or any other form. In particular (but without limitation) no part of the IFG website may be distributed, used or copied for any commercial purpose.
6. Limitation of liability
6.1 this website is available on an "as is" basis. Neither IFG Group plc nor any member of the IFG companies provides any warranties or representations of any kind whether express or implied that this website will be free from, inaccuracies, incompleteness, incorrectness or defects, including but not limited to viruses or other harmful elements. Neither IFG Group plc nor any of the IFG companies shall accept liability for any infection by computer virus, bug, tampering, unauthorised access, intervention, alteration of use, fraud, theft, technical failure, error, omission, interruption, deletion, defect or delay which corrupts or affects the administration, security, fairness and integrity or proper conduct of any aspect of this website. To the fullest extent permissible by applicable law IFG Group plc hereby disclaims all warranties, express or implied.
6.2 to the fullest extent permitted by applicable law, neither IFG Group plc , nor any member of the IFG companies, nor any of their directors, employees, agents, representatives or contractors (collectively “IFG representatives”) will be liable for loss or damages arising out of or in connection with your use of, or your inability to use this website and/or facilities or services offered through this website, including but not limited to, indirect or consequential loss or damages, loss of data, income, profit or opportunity, loss of or damages to property and claims of third parties. If this clause is unenforceable in whole or in part in any jurisdiction then in no event will IFG group plc, any one of IFG companies’ or IFG representatives’ total liability to you for all damages, losses and claims whether in contract, tort (including but not limited to negligence) or otherwise exceed the amount paid by you, if any, for accessing this website.
7. Severability
If any clause of these terms and conditions is declared to be invalid, it shall be deemed to be severable and shall not affect the validity or enforceability of the remainder.
8. Headings
The headings of these terms and conditions are used solely for convenience and will not be used in interpreting the contents of this agreement.
9. Entire Agreement
These terms and conditions constitute the entire agreement between you and IFG in relation to the use of this website, save as amended or modified by other terms and conditions within this website or other modifications published on this website in the future from time to time and shall supersede any and all prior promises, representations, agreements, statements and understandings whatsoever which existed or may have existed in relation to the use of this website, between you and IFG Group plc.
10. IFG
IFG Group plc (trading as IFG) Registered in Ireland. Registered Office: IFG House, Booterstown Hall, Booterstown, Co Dublin.
IFG Group Plc provides its Pensions, Investment and Advisory services to corporate and individual clients as follows:
IFG Corporate Pensions provides its services through IFG Pensco Limited and Planlife Advisory Services Limited. IFG Pensco Limited, trading as IFG Pensco, is regulated by the Financial Regulator. Planlife Advisory Services Limited, trading as IFG Financial Services, is regulated by the Financial Regulator. IFG Private Clients provides its services through IFG Quigley Limited. IFG Quigley Limited, trading as IFG Private Clients, is regulated by the Financial Regulator. IFG Trustee Services provides its services through IFG Corporate Trustee Services Ltd, trading as IFG Trustee Services. IFG Self-Administered Pensions provides its services through Planlife Trustee Services Ltd, trading as IFG Self-Administered Pensions.